Swan Capital Financial Planning

PRIVACY NOTICE

Maintaining the trust and confidence of our clients is a high priority. That is why we want you to understand how we protect your privacy when we collect and use information about you, and the

steps that we take to safeguard that information. This notice is provided to you on behalf of Swan Capital Financial Planning (“SCFP”). Information We Collect: In connection with providing investment products, financial advice, or other services, we obtain non-public personal information about you, including:

● Information we receive from you on account applications, such as your address, date of birth, Social Security Number, occupation, financial goals, assets and income;

● Information about your transactions with us, our affiliates, or others;

● Information about your visits to our website. We store records of the activities on our sites in our web server logs, which automatically capture and save the information electronically. The information we collect helps us administer the site, analyze its usage, protect the website and its content from inappropriate use, and improve the user’s experience.

● Information received from credit or service bureaus or other third parties, such as your credit history

or employment status. Categories of Information We Disclose: We may only disclose information that we collect in accordance with this policy. SCFP does not sell customer lists and will not sell your name to telemarketers. Categories of Parties to Whom We Disclose: We will not disclose information regarding you or your

account at SCFP, except under the following circumstances:

● To entities that perform services for us or function on our behalf, including financial service providers, such as a clearing broker-dealer, investment company, or insurance company, other

investment advisers;

● To comply with broker-dealer firms that have regulatory requirements to supervise certain representatives’ activities;

● To consumer reporting agencies,

● To third parties who perform services or marketing, client resource management, or other parties to help manage your account on our behalf;

● To your attorney, trustee or anyone else who represents you in a fiduciary capacity;

● To our attorneys, accountants, or auditors; and

● To government entities or other third parties in response to subpoenas or other legal processes as required by law or to comply with regulatory inquiries.

How We Use Information: Information may be used among companies that perform support services for us, such as data processors, client relationship management technology, technical systems consultants, and programmers, or companies that help us market products and services to you for several purposes, such as:

● To protect your accounts/non-public information from unauthorized access or identity theft;

● To process your requests such as securities purchases and sales;

● To establish or maintain an account with an unaffiliated third party, such as a clearing broker-dealer providing services to you and/or SCFP;

● To service your accounts, such as by issuing checks and account statements;

● To comply with Federal, State, and Self-Regulatory Organization requirements;

● To keep you informed about financial services of interest to you.

Regulation S-AM: Under Regulation S-AM, a registered investment adviser is prohibited from using eligibility information that it receives from an affiliate to make a marketing solicitation unless: (1) the potential marketing use of that information has been clearly, conspicuously and concisely disclosed to the consumer; (2) the consumer has been provided a reasonable opportunity and a simple method to opt out of receiving the marketing solicitations; and (3) the consumer has not opted out. SCFP does not receive information regarding marketing eligibility from affiliates to make solicitations.

Our Security Policy: We restrict access to nonpublic personal information about you to those individuals who need to know that information to provide products or services to you and perform their respective duties. We maintain physical, electronic, and procedural security measures to safeguard confidential client information.

Cyber Security: Internal policies and procedures are in place to address cyber security. A copy of this policy is available upon request.

Departing Investment Adviser Representatives (“IARs”): If your IAR’s affiliation with SCFP ends and he or she joins a non-affiliated securities broker-dealer or registered investment adviser, SCFP will permit the IAR to use certain client contact information to solicit clients to join the IAR's new financial services provider. The client contact information that the IAR may use is limited to your name, address, email address, phone number and account title.

Certain states have adopted a requirement for you to approve the sharing of information in advance, otherwise known as an “opt-in” choice. If you live in an “opt-in” state (e.g., California, Massachusetts, Maine, Alaska, North Dakota or Vermont), then SCFP will require your consent to share your information with unaffiliated third parties who are not servicing your account. State requirements vary and may change without notice.

Succession Planning: If the owner(s) of SCFP retires, becomes incapacitated, or perish unexpectedly, your information would be disclosed to an unaffiliated third party for the purposes of facilitating a business succession plan. A change in control of ownership of SCFP would require your consent, as dictated by your signed agreement with SCFP, in order to continue providing services to you.

Your Right to Opt Out: Federal privacy laws give you the right to restrict us from sharing your personal financial information. These laws balance your right to privacy with SCFP’s need to provide information for normal business purposes. You have the right to opt out of sharing certain information with affiliated and unaffiliated companies of our firm. Choosing to restrict the sharing of your personal financial information will not apply to (1) your information that we may share with companies that help promote and market our own products or products offered under a joint agreement with another company; (2) records of your transactions--such as your loan payments, credit card or debit card purchases, and checking and savings account statements--to firms that provide data processing and mailing services for our firm; (3) information about you in response to a court order; and (4) your payment history on loans and credit cards to credit bureaus. If you opt out, you limit the extent to which SCFP can provide your personal financial information to non-affiliated companies. You may opt out of the disclosure of nonpublic personal financial information to non-affiliates by contacting SCFP at 281-984-4844.

Closed or Inactive Accounts: If you decide to close your account(s) or become an inactive customer, our Privacy Policy will continue to apply to you.

Complaint Notification: Please direct complaints to: Christopher Swan at Swan Capital Financial Planning,

10503 Peek Rd Unit 2406, Cypress, TX 77433, Phone: 281-984-4844.

Changes to This Privacy Policy: If we make any substantial changes in the way we use or disseminate confidential information, we will notify you. If you have any questions concerning this Privacy Policy, please contact us at: Swan Capital Financial Planning, 10503 Peek Rd Unit 2406, Cypress, TX 77433, Phone:

281-984-4844.

DISCLAIMER:

Swan Capital Financial Planning (“SCFP”) is a registered investment advisor offering advisory services in the State[s] of Texas and in other jurisdictions where exempted. Registration does not imply a certain level of skill or training.  The information on this site is not intended as tax, accounting or legal advice, as an offer or solicitation of an offer to buy or sell, or as an endorsement of any company, security, fund, or other securities or non-securities offering. This information should not be relied upon as the sole factor in an investment making decision.  Past performance is no indication of future results. Investment in securities involves significant risk and has the potential for partial or complete loss of funds invested. It should not be assumed that any recommendations made will be profitable or equal any performance noted on this site.  The information on this site is provided “AS IS” and without warranties of any kind either express or implied. To the fullest extent permissible pursuant to applicable laws, Swan Capital Financial Planning disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability, non-infringement, and suitability for a particular purpose.  SCFP does not warrant that the information on this site will be free from error. Your use of the information is at your sole risk. Under no circumstances shall SCFP be liable for any direct, indirect, special or consequential damages that result from the use of, or the inability to use, the information provided on this site, even if SCFP or a SCFP authorized representative has been advised of the possibility of such damages. Information contained on this site should not be considered a solicitation to buy, an offer to sell, or a recommendation of any security in any jurisdiction where such offer, solicitation, or recommendation would be unlawful or unauthorized.

HYPERLINK DISCLOSURE:

The information being provided is strictly as a courtesy/convenience. When you link to any of the web sites provided here, you are leaving this website. We make no representation as to the completeness or accuracy of information provided at these websites.

Swan Capital Financial Planning is not liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technology, web sites, information and programs made available through this website.

When you access one of these web sites, you are leaving our web site and assume total responsibility and risk for use of the web sites you are visiting.

Swan Capital Financial Planning does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Swan Capital Financial Planning’s web site or incorporated herein, and takes no responsibility thereof.

WEBSITE CONTENT:

All written content on the Swan Capital Financial Planning website is for informational purposes only. Opinions expressed herein are solely those of Swan Capital Financial Planning, unless otherwise specifically cited. Material presented is believed to be from reliable sources and no representations are made by our firm as to other parties’ informational accuracy or completeness. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.

This website may provide links to others for the convenience of our users.  Our firm has no control over the accuracy or content of these other websites.